laptop screen showing Wealthist's plan screen

Why make a plan?

A financial plan isn’t just for Wall Street—it’s your roadmap to future you. Whether you’re drowning in student loans or daydreaming about that beach house, knowing where your money’s going is step one to getting where you want to be.

Start planning

A route to success.

Planning is like GPS for your cash. Without it, you’re driving around hoping to stumble on financial freedom. With Wealthist’s tools, you can see exactly what stands between you and your goals, then chart the fastest route there.

An open road in the forest

Broke

I live pretty much paycheck-to-paycheck. I have no savings and I don’t always know where my money went

This is where most 20-somethings start out. It's not your fault and there is a way out. Create your free account to get your custom plan.

Focus areas

Tracking

Comfy

Moving into this group is a great start to building wealth. Once your here, you are creating systems & growing money.

Let’s make sure your money is working as hard as you. Sign up to build lasting wealth.

Focus areas

Luxe

This is the advanced wealth building step. This is where you're investing and talking to experts.

You are doing everything you need to do to build wealth. Now your job is to protect your future. We can help there too...

Focus areas

Wills
Trusts
Annuities
Taxes
Protection
A female looking at a map

What does tomorrow look like?

Your plan shows you what tomorrow looks like based on today’s habits. The properties tracker helps turn that “someday” home from fantasy to reality. Struggling with debt? Our tracker helps you crush it systematically instead of just throwing money at the problem.

Access to personalized financial advice used to be reserved for the wealthy.

Not anymore.
Budgeting

Gain control over your finances by learning to manage your monthly cash flow effectively.

Income growth

Maximize your earning potential with expert-backed negotiation strategies.

High-Yield Savings

Build robust savings with customized advice that factors in your goals and lifestyle.

According to the Bankrate Financial Security Index, 2023

†† Ramsey Solutions, 2021